1. LIBERTY DOLLAR FINANCIAL, hereinafter LDF, a Private Membership Association DBA LIBERTYDOLLARFINANCIAL.COM, agrees to provide you (the "Member") a service that enables the Member to use our services to:

A. Store value in silver or copper kept in the care of LDF and convert the same to USD, Cryptocurrency or other National Currency on demand, which value is represented by DIGITAL CREDITS accounted against silver or copper, and

B. To send and receive DIGITAL CREDITS provided those said credits are available in the respective accounts.

C. To enter into TERM DEPOSIT AGREEMENTS with LDF which will earn 8%-18% Annually.

2. Members LIBERTYDOLLARFINANCIAL.COM Members exercise their lawful freedoms as Private Citizens and Individuals to contract with one another for the purposes and services provided within this Association.

3. General - Any and all claims or disputes relating to the Association or its services shall be resolved by binding arbitration, and Member hereby agrees to abide by the judgment of the arbitrator.

4. In the event that your account is permanently frozen for any reason, it will remain so for a maximum of 90 days to clear against any chargebacks, after which the entire remaining balance of your account will be redeemed to you in silver or USD at the address on file with us.

5. Nature of the Service - This service is offered and provided by this Association for the express purpose of allowing you, the Member, to preserve your spending power by providing a means whereby you can hold value in .999 fine silver bullion that can be resold to LDF on demand or redeemed in physical or Warehouse Receipt form, and to enable you to send and receive DIGITAL SILVER credits. You agree that your DIGITAL CREDITS are Negotiable Digital Warehouse Receipts for all of the silver you purchase from LIBERTYDOLLARFINANCIAL.COM, the terms of which are contained herein.

6. Silver Pricing- LIBERTYDOLLARFINANCIAL.COM sells .999 fine sivler bullion which will be stored securely with us or one of our associated companies for you at a price equal to the current spot price plus a standard premium of $2.50 PER TROY OUNCE.

7. Negotiable Digital Warehouse Receipt - Your DIGITAL CREDIT Account PROVIDED BY LIBERTYDOLLARFINANCIAL.COM constitutes an aggregate Negotiable Digital Warehouse Receipt certified by LIBERTYDOLLARFINANCIAL.COM, and issued or reissued upon the date when you purchase silver or copper into your Account, which metal is owned by you and stored in our warehousing facility or at another location contracted to LIBERTYDOLLARFINANCIAL.COM, said metal being valued by our mutual agreement at the current spot price of each metal at any given time. The enumerated Total Dollar Value Balance of your account indicates precisely, by dividing said Balance by the spot price displayed, the total number of ounces (or fractions thereof) of .999 fine silver bullion and/or copper owned by you;

8. LIBERTYDOLLARFINANCIAL.COM maintains the DIGITAL CREDIT System as a means of enabling you to monitor the total value of your account, as well as providing you with the ability to electronically convey title to your silver to other parties, and will remit to the Account Owner (Bearer)in receipt of title from you by virtue of transfer from your DIGITAL CREDIT Account to theirs, upon demand, silver or National Currency equal to the amount of said transfer;

9. LIBERTYDOLLARFINANCIAL.COM offers TERM DEPOSIT AGREEMENTS to its Members Only, wherein Members may designate a portion of their Silver for use by LDF. Depending on the specific use, the Member earns between 8% and 18% Annual Return for as long as the TERM DEPOSIT remains.

10. LIBERTYDOLLARFINANCIAL.COM will repurchase your silver at any time for the current spot price by transferring to your PayPal, Bank or other Registered Account USD in the amount of the total purchase, immediately upon notification of your desire to resell your silver back to us. LIBERTYDOLLARFINANCIAL.COM will also provide to you upon demand any or all of your silver bullion, or Negotiable Warehouse Receipts for same, subject only to shipping and handling costs.

11. Your use of the DIGITAL CREDIT System indicates your agreement with all of the foregoing, and your acceptance of the Service Agreement between You and LIBERTYDOLLARFINANCIAL.COM.

Members may redeem physical silver in the form of 1 Ounce Silver Cards or Rounds, depending on availability, or 10 Ounce bars of copper, at any time on demand, and it is understood that the same will be delivered in as timely a manner as possible, subject only to backlogs and availability.